Welcome to National Flood experts Blog

5 Types Of Insurance Every Business Owner Needs

Risks cannot be eliminated. Business owners, however, need to be prepared to face any potential hazard: from surviving a significant natural disaster to dealing with an employee’s injury. Does your business have the right mix of the most important types of business...

Year-End Insurance Checkup

What's Your Insurance Resolution For 2019? December is the perfect time to reflect upon the past year. An opportunity to have in mind all the things we want to change in the next year. For sure, it’s hard to keep our New Year’s resolutions, but when it comes to...

Winter is Here… Here’s How to Prepare Your Home

Preparing and protecting your home for winter is vital. There are many things to take into account: from a frozen water pipe bursting and flooding your basement to an ice dam in your gutter causing water to seep into and saturate an interior wall. Beyond the...

Is Your Home At Real Risk Of Flooding?

Risk is defined as a combination of probability and consequence. If the likelihood of a significant flood is high and the consequences are severe, we say it is a “high” risk, as when a flood causes many victims and properties suffer from considerable damage. If the...

What Is The ‘100-Year Flood’ All About?

Some people say they are not located in a 100-year flood zone because their property hasn’t flooded in 100. Even though it is a reasonable thing to say, it is unfortunately incorrect. The “100-year flood” is one of the most misunderstood terms in disaster...

Hurricane Season Is Almost Over, But Don’t Skimp On Flood Insurance!

If your property is located near a river, lake, stream or just on a floodplain, you probably have a flood insurance policy in addition to your homeowner protection. However, if you live in an area that is considered as low risk according to the FEMA Flood Map Service...

How Elevation Certificates Help You Save Money

Flood insurance is a fundamental necessity if your property is located in a flood-prone area. As we discussed in previous blogs, a standard homeowner policy does not include damages caused by flooding, so you are required to have one if you live in a high-risk area....

Are You Overpaying for Flood Insurance?

What you pay for flood insurance has a lot to do with the risk of flooding associated with your property. But, is it possible that you are overpaying your premium? What can you do if your policy and quote are full of technical errors? Or worse yet, your property’s...

Your Guide To Every Type of Flood Zone

Floods happen more than you'd think. In fact, almost 90% of all natural disasters involve flooding. To reflect the risks in each part of the country, the Federal Emergency Management Agency (FEMA) has issued Flood Insurance Rate Maps (FIRMs) that show areas of high...

How To File a Flood Insurance Claim

When disaster strikes – such as a flood – you need to file a claim as quickly as possible. It's vital to file your claim immediately and have all the supporting documents/information at hand. Your policy will help you get monetary compensation for anything that was...

Why Floods Occur

Water may seem benign, but in vast quantities, it can turn into an enormously destructive force. When floods happen, they cause numerous problems. The reasons for flooding are varied, ranging from natural to human-induced: Heavy Rains Heavy rains are the simplest...

Hurricane Florence: The Aftermath

More than two weeks after Hurricane Florence hit the Carolinas and Virginia, thousands of people living in coastal areas are still worried about the dramatic effects caused by its aftermath. Upcoming Floods Officials have asked between 6,000 and 8,000 people in...

Hurricane Florence: Lessons Learned

A few weeks ago, Hurricane Florence tore through North and South Carolina, causing extensive damage and setting new state rainfall records in both states. Florence dropped a maximum total of 35.93 inches of rain, becoming the wettest tropical cyclone recorded in the...

Types of Home-Related Insurance You Should Know About

You might not even suspect how many types of insurances exist to protect your home until you are purchasing your first property. This can certainly be overwhelming, but to help you out we’ve compiled a list of the most common types of home-related insurance you should...

Expert Tips To Prepare For A Hurricane

As photos of people cruising around flood-ridden streets in kayaks circle the world, one has to think about how these images came to be. Turns out, it takes experience – and preparation – to cruise around flooded cities in a personal vessel after a natural disaster of...

What To Expect During the 2018 Hurricane Season

The 2018 hurricane season is upon us. And after a catastrophic 2017 season, everyone should be more in tune than ever with potential storms developing, especially in the Atlantic Ocean and the Gulf of Mexico. What’s Happened So Far? The beginning of the 2018 hurricane...

Is My Home At Risk Of Flooding?

Flooding is a risk for anyone who lives in an area that rains. Even if you live in a low flood-risk area, you can still be susceptible to flooding. This is true for those who live near the coast, in mountains, on flatlands, and pretty much anywhere. In fact, according...

What Everyone Should Know About Determining Flood Zones

When you want to know the impact that future flooding may have on a particular piece of real estate, you may find yourself wondering how and who determines flood zones. Well, it isn't a secret. In fact, the federal government has a lot of information on the topic (See...

Top Reasons Why Property Floods Occur – Part 2

Last week, we shared the top two reasons flooding occurs in developed areas. Today, we continue the list with three more reasons. 3) Property Elevation If you've noticed that your property floods more than it seems reasonable, even when the rain is not legendary and...

Top Reasons Why Property Floods Occur – Part 1

Floods are a natural part of almost any local ecosystem. Occasionally, rain, snowmelt, offshore weather systems will bring more water into an area than the usual drainage and river systems can handle and flooding occurs. In developed areas like cities, neighborhoods,...

Taking a Look Back At The 2017 Hurricane Season

As the 2018 hurricane season kicks off, let’s take a look back at last year’s devastating season what it’s lingering effect could mean for this year’s season. Four Storms, Billions In Damages The 2017 Atlantic hurricane season was the costliest season on record with a...

What You Should Know About The Atlantic Hurricane Season

After recent stormy years, the Atlantic hurricane season has gathered much respect from everyone, especially if you live in an area that’s commonly affected by hurricanes. But, what exactly is the Atlantic hurricane season? Hurricane seasons are defined as the months...

Never Underestimate A Hurricane

The storm will hit tomorrow. The local news projects a slow trajectory with winds under 100 miles per hour. Those accustomed to braving storms might say “Piece of cake! I’ll sleep through this one”. They might get a couple of gallons of water, throw some tape on the...

Communication Tips During (And After) A Natural Disaster

When we or our loved ones are faced with a natural disaster, communication plays a central role. Of course, we want our loved ones to know we’re OK after a devastating hurricane. On the flip side, waiting to hear from loved ones after a catastrophic event is one of...

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